NCRA: About the Association

The National Credit Reporting Association is a national trade organization of consumer reporting agencies and associated professionals that provide products and services to hundreds of thousands of credit grantors, employers, landlords and all types of general businesses.

Headquartered in the Chicago suburb of Bloomingdale, Illinois, NCRA serves members in the United States and Puerto Rico. NCRA's membership includes mortgage credit reporting agencies, employment screening services, tenant screening companies, consultants and a variety of affiliate vendors.

Members must agree to comply with all federal and state applicable laws, including the Fair Credit Reporting Act. This law defines the appropriate procedures for obtaining consumer credit information and defines the responsibilities of the users and furnishers of consumer information. Members must also adhere to the guidelines established in the NCRA Code of Ethics. These guidelines enable our industry to operate only under the highest standards of integrity.

NCRA's members are committed to solid ethical business practices. NCRA shares its knowledge and understanding of the industry with its members through the Annual Conference, Regional Seminars, The Credit Reporter and The Advocate publications.

OUR PURPOSE
To Educate, Represent and Advance our membership

OUR MISSION
The purpose of the National Credit Reporting Association, Inc. is to promote the general welfare of its members: credit reporting agencies, employment screening services, tenant screening companies and all issuers of consumer reports; as well as the businessess they serve and the consumers whose information they report.

This will be achieved by providing leadership in education, legislation, ethics and enhanced vendor relations, all in an effort to enable the members to successfully meet the needs of business and the modern consumer under the terms of the Fair Credit Reporting Act.

CORE VALUES
Collaboration, Networking, Education, Innovation, Individuality, Advocacy and Opportunity

OUR TEAM
NCRA is a national trade association of executives and leaders. We have joined together to design and deliver initiatives that promote maximum educational and business opportunities as well as a variety of creative and strategic services. Our efforts are highly creative and are designed to meet the needs of the majority of the membership.