** 2013 NCRA Adopts a New Name - National Consumer Reporting Association **
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Welcome to NCRA
Founded in 1992, the National Credit Reporting Association, Inc.
(NCRA) is a national trade organization of consumer reporting agencies and associated professionals that provide products and services to hundreds of thousands of credit grantors, employers, landlords and all types of general businesses.
Headquartered in the Chicago suburb of Roselle, Illinois, NCRA serves members in the United States and Puerto Rico. NCRA's membership includes two of every three mortgage credit reporting agencies in the United States that can produce a credit report that meets the requirements of Fannie Mae, Freddie Mac and HUD for mortgage lending. Additionally, our members produce reports for employment screening and tenant screening.
NCRA members must agree to comply with all federal and state applicable laws, including the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and the Gramm- Leach-Bliley Act. These laws define the appropriate procedures for obtaining consumer and credit information, establishing the responsibilities and privacy protocols of the users and furnishers of consumer information.
NCRA's Online Study Guide, Employee Certification Program, and Comprehensive Information Security Program set one of the most stringent " Best Practices" standards in the industry to assist its members in adhering to the Federal regulations. NCRA's members are committed to solid business practices, including agreement with the associations Code of Ethics.
NCRA shares its knowledge and understanding of the industry with its members through the Annual Conference, Educational Tele- Seminars, and weekly educational publications.