The National Consumer Reporting Association (NCRA) Presents IDSafeChoice

Congratulations, and welcome to the NCRA IDSafeChoice Program! This complimentary service provides you with the reassurance that if identity theft strikes, a professional is standing by, ready to restore your good name.

If your identity becomes compromised, IDSafeChoice provides you with:

  • A Personal Recovery Advocate - This identity theft resolution expert will restore your good name and rightful credit history.
  • A Recovery Plan - Your Advocate will provide you with activation forms and instructions for immediate action.
  • A Personal Identity Recovery Plan* - Your Advocate will manage the research and recovery process for you and restore identity to pre-theft status, no matter how long it takes.
  • Post-Recovery Follow-up for 12 Full Months - Your Advocate will work with you to address any additional fraudulent activity that may surface later.

In the course of a busy day you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don't give these every day transactions a second thought... but an identity thief does!

And the thieves are clever. They can obtain your personal information, assume your identity and operate silently in the background for months, even years, without you knowing it.

Don't wonder! Let the professionals alert you if there is trouble. Sign up for daily alerts and continuous monitoring of your credit with IDSafeChoice Plus. To upgrade your coverage or to learn more, click here!

(*) A Personal Recovery Plan will be put into action by your Recovery Advocate within one (1) business day after you return your activation forms.

As part of the Recovery Plan, Your Advocate will:

  1. Place fraud alerts at the three major credit bureaus for you.
  2. Provide you with access to credit reports from all three bureaus and review the reports with you to identify fraudulent activity.
  3. Assist you in completing an Identity Theft Affidavit and Declaration of Fraud to establish your rights as a victim.
  4. Contact the Social Security Administration, U.S. Postal Service, Department of Motor Vehicles, etc. as applicable, to address any misuse of official documentation of your identity.
  5. Research and document all fraudulent transactions and false accounts or contracts signed with creditors, banks, utility companies, leasing agents, medical facilities, etc.
  6. Follow up to make sure all wrongful activity is reversed and removed from your records.
  7. Work with local and federal law enforcement to try to stop the criminal or criminals who are using your identity.
  8. Activate other members of the recovery team to assist when necessary, including professional investigators and legal advisors.

See Terms and Conditions on this website for a full description of benefits